Just Announced : A  Financial Educational Workshop for Kitsap County Area Adults - Ages 50-70

Get The Early-Bird Discount By Registering Before January 18th!

An educational workshop that explores how retirement rules have changed forever. Learn how to set yourself up for a more confident retirement.
Workshop Info:
This workshop consists of ~5 hours of education. 
When
Where 
THURSDAYS,
January 25 & February 1
6:00PM - 9:00 PM
OR
SATURDAY, January 27
9:00AM - 2:00PM
OR
SATURDAY, February 3
9:00AM - 2:00PM
OLYMPIC COLLEGE
HERN LECTURE HALL
ROOM #105
1000 NW OLYMPIC COLLEGE WAY
POULSBO, WA 98370

Pick the best date 
for you and a guest!

Regular Registration Rate: $49.99
Early-Bird Rate until January 18: $19.99

Not endorsed by or affiliated with Olympic College.
What you Will Receive With Your Registration
Your registration covers two evenings or one day of in person classroom instruction pursuant to the workshop overview and a workbook. 

Each registration includes an additional seat and workbook for a spouse or guest.

At the end of the workshop, you'll be armed with the ability to analyze your Social Security decision and implement strategies to reduce taxes, manage stock market volatility, and much more.
Are you wondering who should attend?
This workshop will specifically benefit those who plan to retire in the next 5-10 years OR those who have recently retired. The material will help individuals or couples who have accumulated at least $250,000 in retirement savings. The session is specifically geared for people who want to grow their portfolio AND create a reliable income stream in retirement.

Register by  January 18 to receive early-bird pricing!

Take A Sneak Peek Inside...
workshop OVERVIEW

PART I 
(Day 1 or First Session)

Retirement Distribution Planning
  • Inflation: what to expect and how to plan accordingly
  • Longevity: a simplified approach to planning for a long life span
  • ​The hidden stock market risk: sequence of returns
  • ​Why you must think differently about the stock market during the distribution phase
Health Care
  • The basics of health care
  • ​Health care coverage options before Medicare
  • ​Understanding the impact of health care costs on your retirement plan
  • ​Long-Term are insurance decision; do I really need it?
Taxes
  • Why tax rates could increase and what to do about it
  • How taxation changes during retirement
  • ​How lost deductions may impact you during retirement
  • ​Simple ways to reduce taxes in retirement
Insurance Basics of Retirement
  • Life insurance: objectively evaluating your needs.
  • The pros and cons of annuities
  • How the wealthy use life insurance to build and protect wealth

PART II
(Day 2 or Second Session)

Retirement Income Planning
  • Three different approaches to solving the retirement income problem
  • ​Balancing guarantees with growth
  • ​Determining a realistic withdrawal rate
Social Security
  • ​How to reduce or eliminate taxes on your benefits
  • ​Maximizing benefits: answering the question of "when to take social security?"
  • ​Simple steps to take to increase your benefits
Retirement Accounts
  • ​Understanding your different account options (which one is right for you?)
  • ​The Roth IRA Conversion; who/what/why/when?
  • ​401(k)s - avoiding unnecessary penalties and taxes
  • ​How recent rule changes may alter your distribution plans (including RMDS)
Portfolio Management
  • ​Choosing investments that match your risk score
  • ​Different methods to reduce risk without sacrificing too much return
  • ​Two keys for successful stock market investing

PART III
(Office Hours)

Your instructor will provide an optional opportunity for you to review and discuss specifics related to your own financial situation. 
This course is designed to empower you to take important steps towards planning for a successful retirement. 
Part III (office hours) allows you to have personalized questions answered and reviewed.
These sessions are scheduled individually and a wide range of days/times is available. 

FORMulate Your Retirement instructors are licensed financial professionals. 
This hour of review time is not to be construed as individual investment advice. 
Still Not Sure?
Here's what to expect:
This classroom-style course takes an objective approach to dealing with the unique financial challenges facing today's retirees. The course was built on the premise that your retirement income helps determine your retirement outcome. With that in mind, the two-day, in person classroom instruction explores different ways to deal with inflation, taxes, increasing health care costs, stock market volatility, and much more.

The material covered is a balance between textbook-style information and real-life application of the planning concepts introduced. This course is not affiliated with or endorse by any college, university, or higher learning facility. You'll learn updated strategies that will help you to build and preserve wealth in volatile times.


Pictured: Olympic College
What Married Couples Should Know 
The course makes every effort to get couples on the same page with their retirement plan. A variety of planning concepts are introduced that will help married couples to think critically about their own retirement picture. From Social Security claiming strategies to taxation issues, the course will provide insights for married couples to help them formulate their retirement.
What Single/Divorced/Widowed Individuals Should Know
The financial planning needs of unmarried individuals can be different and this course recognizes those differences. While many of the planning concepts are universally applicable, certain strategies apply specifically to single, widowed, or divorced individuals. These circumstances are factored into the course curriculum. In addition, your registration does offer you the opportunity to bring a guest with you at no additional charge. 
Is it time?
Just $49.99

Or $19.99 if you register by January 18!

Each registration includes an additional seat for a spouse or guest.
Workshop Info:
This workshop consists of ~5 hours of educational sessions. 

When
Where 
THURSDAYS,
JANUARY 25 & FEBRUARY 1
6:00PM - 9:00 PM
OR
SATURDAY, JANUARY 27
9:00AM - 2:00PM
OR
SATURDAY, FEBRUARY 3
9:00AM - 2:00PM
OLYMPIC COLLEGE
HERN LECTURE HALL
ROOM #105
1000 NW OLYMPIC COLLEGE WAY
POULSBO, WA 98370

PICK THE BEST DATE
FOR YOU and a guest!
Not endorsed by or affiliated with Olympic College.
Don't Miss out on this CLASS!
Registration is still open. Classroom size is limited.
Important Information & Disclosures
Your registration covers in person classroom instruction, a workbook, and one hour of individual planning time specific to your situation (referred to as Part III - office hours.) At the end of the event, you'll be armed with the ability to analyze your Social Security decision and implement strategies to reduce taxes manage stock market volatility and much more.
Each topic will be discussed in greater detail at the presentations. Please note that any strategy utilizing investments carries an inherent element of risk. Certain strategies may not apply or be suitable for all registrants. For specific estate planning or tax advice, be sure to consult with an estate planning attorney or tax advisor. 

This event is not affiliated with or sponsored by Olympic College. 
The venue should not be contacted regarding the program.
Your instructors will be Kevin and Christine Campbell. They are investment advisor representatives of, and advisory services are offered through USA Financial Securities Corp. A Registered Investment Advisor located at 6020 E. Fulton St. in Ada, MI 49301. The name of their company is Peaks Financial. Peaks Financial is not affiliated with USA Financial Securities.
Any questions can be directed to the FORMulate Your Retirement team at (360) 291-8400
Copyright 2021-2024 USA Financial Media. All rights reserved.
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